Personal loans

Debt consolidation savings calculator

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- Graduate or tertiary student
  loans
Debt consolidation
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How much can I save by consolidating my debts?

Find out how much you can save on interest by bringing your debts together with an ANZ Personal Loan.

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Existing Debts

Fill in the details of the existing debts you want to consolidate:

Car loan(s)

Total owed:*

Interest rate:*

Repayment amount:*

Frequency:*

Oops, there seems to be something wrong with the information you've entered, please check the interest rate and the repayment amount to confirm it's correct.

Add another

Remove Car loan 2

Total owed:*

Interest rate:*

Repayment amount:*

Frequency:*

Oops, there seems to be something wrong with the information you've entered, please check the interest rate and the repayment amount to confirm it's correct.

Personal loan(s)

Total owed:*

Interest rate:*

Repayment amount:*

Frequency:*

Oops, there seems to be something wrong with the information you've entered, please check the interest rate and the repayment amount to confirm it's correct.

Add another

Remove Personal loan 2

Total owed:*

Interest rate:*

Repayment amount:*

Frequency:*

Oops, there seems to be something wrong with the information you've entered, please check the interest rate and the repayment amount to confirm it's correct.

Credit card(s)

Total owed:*

Interest rate:*

Repayment amount:*

Frequency:*

Oops, there seems to be something wrong with the information you've entered, please check the interest rate and the repayment amount to confirm it's correct.

Add another

Remove Credit card 2

Total owed:*

Please enter a value for credit card(s) total owed

Interest rate:*

Repayment amount:*

Frequency:*

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Hire purchase(s)

Total owed:*

Interest rate:*

Repayment amount:*

Frequency:*

Oops, there seems to be something wrong with the information you've entered, please check the interest rate and the repayment amount to confirm it's correct.

Add another

Remove Hire purchase 2

Total owed:*

Interest rate:*

Repayment amount:*

Frequency:*

Oops, there seems to be something wrong with the information you've entered, please check the interest rate and the repayment amount to confirm it's correct.

Store card(s)

Total owed:*

Interest rate:*

Repayment amount:*

Frequency:*

Oops, there seems to be something wrong with the information you've entered, please check the interest rate and the repayment amount to confirm it's correct.

Add another

Remove Store card 2

Total owed:*

Interest rate:*

Repayment amount:*

Frequency:*

Oops, there seems to be something wrong with the information you've entered, please check the interest rate and the repayment amount to confirm it's correct.

Any other loan(s)

Total owed:*

Interest rate:*

Repayment amount:*

Frequency:*

Oops, there seems to be something wrong with the information you've entered, please check the interest rate and the repayment amount to confirm it's correct.

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Please check any errors or missing information in this section before you proceed.

You have a loan which cannot be repaid, please call a branch at 0800 837 123.

Apply now and get an answer within one working day.

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Get in touch

Call 0800 837 123to talk to a Personal Banker Request a call back Visit an ANZ branch

Things to Know

Our standard interest rate is 17.95% p.a.
Make extra repayments on your personal loan whenever you like - with no penalties.
Once you’ve been approved you could have the cash in your account the same day*.
There is a one-off loan application fee of $115, which can be added to the loan amount.

Disclaimer

*Subject to you holding or setting up an ANZ everyday account (such as ANZ Freedom Account, or ANZ Go Account).

This calculator provides an estimate/illustration only and is based on the accuracy of the limited financial information provided by you. Results are based on amortised scheduled repayments with a constant interest rate for the term of the loan. This is not an offer of finance by ANZ and a full lending application will need to be completed.

The information stored in this calculator will be passed between calculators and our online application form for your convenience, but will not be stored once this session is complete unless you choose the save for later option during your session.

ANZ Personal Loans are subject to our current lending criteria, applicable fees and interest rates.